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Saving money is a vital concern for nearly everyone in these difficult times. Because of this, it is important that you find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before.

In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you. Then, around ten years ago, nearly every insurance company started offering their product online. Soon after, people started feeling as though they were insurance experts and handled their policies online themselves. This wasn’t a bad thing-in many cases. However, there are downfalls to working directly with the insurance companies.

In many cases, insurance customers do not understand what type of coverage they need. They take the lowest possible rate, without looking into the repercussions that could be caused. This is fine and good—until the time comes that they need to get something back from the insurance company.

Because of this, working with an independent agency is actually still a superior way to obtain insurance. The agent can help you get the coverage you need at a price you can afford. Additionally, there are many agencies now that offer features that make it even easier. For instance, in some cases you can compare insurance quotes online.

Unlike trying to compare by visiting each site yourself, using one of these tools means that you are comparing apples to apples. Therefore, not only are you paying as little as possible, you are still getting the type of coverage you need. Spend some time researching the options, and then choose an independent agency that will make things easy for you and save you money too.

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What clients say

Very friendly and nice people, they do everything fast and clear to make our life easy I definitely recommend them!

-Max Dolaval

We at AZ Auto Sales totally recommend Gabriel at Ativa Insurance! He hooks us up with great prices, makes everything easy, and gets things done fast. Gabriel’s got the know-how and always finds the best deals for our clients. Need insurance? Gabriel’s your guy! AZ Auto Sales is locked in...

-Gabriel Braga

Best price, excellent service, offers the best deal. gabriel is a kind and dedicated person to serve everyone. Sure I really recommend them!

-Marli Castro

Best prices, best costumer support. I’ve never been treated better than this. They are very professional, highly attentive, and genuinely care about their clients.

-Lucas Pimentel

Out of all the agencies I've been through, they are the most reliable and have the lowest prices! They are very nice and always find a way to get you the best deals and discounts! 10/10 I would definitely recommend to anyone and everyone!

-Deborah Fiala

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